diff --git a/src/worker/events.rs b/src/worker/events.rs
index 25240c8..55396ca 100644
--- a/src/worker/events.rs
+++ b/src/worker/events.rs
@@ -622,6 +622,11 @@ impl EventsWorker {
             }
         }
 
+        // Kein tatsächlich angewendeter Effekt -> keine persistente/WS-Notification.
+        if effect_results.is_empty() {
+            return Ok(());
+        }
+
         // Schreibe Benachrichtigung in die Datenbank mit Event-Details
         // If any effect contains a character_id, include it at top-level for the notification
         let top_character_id = effect_results.iter().find_map(|eff| {
@@ -1307,20 +1312,19 @@ impl EventsWorker {
         rng: &mut impl Rng,
     ) -> Result<Option<serde_json::Value>, DbError> {
         if effect_roll >= probability {
-            if event.id == "theft" {
-                return Ok(Some(json!({
-                    "type": "money_change",
-                    "applied": false,
-                    "reason": "probability_miss",
-                    "percent": 0.0,
-                    "absolute": 0.0,
-                    "loss": 0.0
-                })));
-            }
             return Ok(None);
         }
 
-        let current_money = Self::get_current_money(conn, user_id).unwrap_or(0.0);
+        let current_money = match Self::get_current_money(conn, user_id) {
+            Ok(m) => m,
+            Err(err) => {
+                eprintln!(
+                    "[EventsWorker] Konnte Geldstand für user_id={} nicht laden ({}), überspringe money_change",
+                    user_id, err
+                );
+                return Ok(None);
+            }
+        };
 
         // Spezialfall: Unerwarteter Geldsegen -> absoluter Zufallsbetrag 1..500
         if event.id == "windfall" {
@@ -1350,14 +1354,7 @@ impl EventsWorker {
         if event.id == "theft" {
             // Wenn kaum Geld vorhanden ist, passiert nichts
             if current_money <= 20.0 {
-                return Ok(Some(json!({
-                    "type": "money_change",
-                    "applied": false,
-                    "reason": "insufficient_funds",
-                    "percent": 0.0,
-                    "absolute": 0.0,
-                    "loss": 0.0
-                })));
+                return Ok(None);
             }
 
             let max_by_percent = current_money * 0.9;
@@ -1365,14 +1362,7 @@ impl EventsWorker {
             let max_loss = max_by_percent.min(max_by_min_left);
 
             if max_loss < 1.0 {
-                return Ok(Some(json!({
-                    "type": "money_change",
-                    "applied": false,
-                    "reason": "insufficient_funds",
-                    "percent": 0.0,
-                    "absolute": 0.0,
-                    "loss": 0.0
-                })));
+                return Ok(None);
             }
 
             let loss: f64 = rng.gen_range(1.0..=max_loss);